In our Money in the Word video devotionals, members of the Guide Financial Planning team dive into Scripture to take a look at what it says about money and how it applies to our lives.
On The Dollar Derail podcast, Guide Financial Planning's Ben Wacek joins Zach Ashburn of Reach Strategic Wealth for some quick conversations to change your financial train of thought.
In part 3 of the retirement series, Ben and Zach explore the accounts available for you to open as an individual. IRAs and HSAs are a vital piece of the retirement puzzle and may plan a significant role in your retirement savings strategy, especially if you don't have access to a workplace retirement plan.
In this episode, Ben and Zach cover what a 401(k) is, how it's taxed, how much can be saved into it, when money can come out, and more.
An explanation of the different types of accounts that can be used for retirement savings (savings accounts, workplace retirement accounts, IRAs and HSAs) and how they relate to tax advantages and investment returns.
A look at different factors that should play into the decision of whether to buy or lease a car with some practical steps you can take to come to a decision based on your own unique goals and situation.
We've spent a lot of time talking with clients who are unhappy with their jobs, excited about a side-hustle, or on the verge of leaving their company to strike out on their own. In this episode, we talk through what we've learned about starting a business (or side business) from our experiences as financial planners and as business owners ourselves. Ultimately, this week we offer a better question that hopes to expand your perspective as you make a decision that may change your life.
Your job represents a concentration of risk to your financial plan and many people have felt some insecurity in their employment during the recent crisis. In this episode, Ben and Zach discuss improving your train of thought around job changes and offer practical tips as you weigh possible opportunities.
There are frequent references in the media to "America's Retirement Crisis" due to a lack of preparedness and savings. In this episode, Ben and Zach talk through what it means to be "on track for retirement" and re-frame this common question to help both soon-to-be retirees and people starting out their savings journeys gain a new perspective on planning for the long road ahead.
We all struggle to contemplate the dangers that abound in our lives. In this episode, Ben and Zach talk through how we can ask a better question to assess how we want to deal with these dangers. They use an analogy to help imagine how risk management strategies might work and helpful tips on the types of insurances that are important through different life stages and transitions.
Ben and Zach go beyond "snowball vs. avalanche" to ask a better question about finally dealing with your credit card debt. Whether you're starting out with credit or have been looking to manage your credit better for awhile, this episode will offer insights and practical points so you can work to improve your relationship with money.
In this episode, Ben and Zach deal with the common attitude of "I'm bad with money and that's just the way it is." They offer insights into how to overcome the barriers that stop you from dealing with your money productively and resources to help take the steps to get on track.
Ben and Zach walk through how to incorporate education funding into your financial plan and what you need to know to start saving and investing for college wisely.
Have you ever wished you could help your kids avoid learning lessons about money the hard way? Join Ben and Zach as they draw on their knowledge and experience to share some creative ways and new mindsets around teaching your kids about money.
Ben and Zach share what they've learned through thousands of conversations about money with people seeking to build wealth in order to offer a better question to those who are considering their own attitudes toward money and wealth.
Ben and Zach offer a better question to help build a framework for making any financial decision, using a simple definition of "opportunity cost."
Ben and Zach address one of the most common questions they get as financial professionals. They talk through both why you should believe you can learn to invest and how to approach the subject with a healthier mindset.
This episode deals with one of the most common questions, and biggest opportunities, in personal finance: trying to work together as a couple to achieve your goals.